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If the principal account balance is paid in full within 90 days from the list date, MedCredit Financial Services will waive the finance charges. MedCredit Financial Services allows you to make smaller monthly installments towards your balance which allows you to spread out your healthcare costs into a more manageable and affordable payment plan.
Ask for a MedCredit Consumer Agreement from a Patient Account representative, or contact your provider’s business office. Review the contract terms. Complete the top portion of the agreement indicating you agree with the finance terms and sign at the bottom.
Your monthly statement with the minimum payment amount due will be mailed within 14 days of your account being listed at MedCredit Financial Services.
Click here to view accepting providers in your area.
Click here to fill out a provider referral form
No. As long as your MedCredit Financial Services account is in good standing, additional medical expenses from Participating Providers can be added by contacting your Participating Provider’s office and letting them know you would like to add the new balance to your MedCredit Account.
MedCredit does not accept cosmetic procedures, elective procedures or retail purchases except for Bariatric Surgery, glasses and hearing aids.
MedCredit offers low interest financing with no hidden fees. The interest rate is billed at 8% annually which equals .67% monthly. There is also no credit checks required to finance your healthcare expenses.
Click here to view our Payment Estimate Grid.
This website offers industry-standard security measures available through your web browser, including 128-bit encryption where applicable. We require the use of complex passwords, cookie expiration, password expiration and two factor authentication as we deem necessary to protect unauthorized access to this website. We reserve the right to lock any user account at any time for any reason to protect the security of the site.
The user account we provide to you is intended to be your account for your use. We strongly encourage our users not to share their private user information and passwords. Further we encourage the use of strong passwords and frequent changes to the password.
Avoid printing documents unless necessary. If you need to store digital copies of invoices, ensure your computers or storage devices maintain sufficient security measures to avoid unauthorized access to your personal information by other individuals.
Make sure to log off your website and computer when not in use.
Click here to view our Privacy notice.
In order to provide the most secure and feature rich electronic presentment and payment portal possible, MedCredit has to continually enhance our web portal. As time and technology progresses, the underlying technology of older browsers either do not support or do not properly display these enhancements. Thus, we need to drop the support of those browsers.
You can pay more than your minimum payment by following these steps.
MedCredit Financial Services P.O. Box 77037 Minneapolis, MN 55480-7737
You can setup a recurring payment on your account by following these steps.
You can setup, update or delete saved payment methods without making a payment by following these steps.